Risk Management Advisories

Additional Insured/Certificates of Insurance

It is common for conservation authorities, municipalities, landlords, mall owners, property owners and others to request that they be added as additional insureds to a school boards' liability insurance policy. They wish to be protected for liability arising out of the use of their premises and facilities for school activities and functions by the board.

OSBIE extends coverage to others when it is appropriate through the issuance of a Certificate of Insurance or the completing and signing of a Certificate presented by a property owner and approved by the board.

To enable OSBIE staff to make an informed decision on these requests and to issue Certificates correctly, boards should forward relevant documentation to us. The key information required is:

1. Full name of party(ies) to be added.
2. Description of event or activity to take place.
3. Location of event or activity.
4. Name of board and/or school holding event.
5. Dates or term of coverage required.
6. Limit of liability insurance required by other party.

We don't automatically extend coverage for our policy limit to others.

Normally, we extend $1 million, or the amount requested in the contract with the board.

To obtain a Certificate of Insurance Request Form please contact your School Board Office or OSBIE.

Certificates naming others to your liability policy are only provided in response to contractual obligations. If a party is asking for "proof" of insurance, this can be provided by giving them a photocopy of the Confirmation of Insurance Certificate we provide to all members each January.

When in doubt about what is required in a contract for use of premises, please fax (519-767-0281) the relevant insurance clauses from a contract or permit to OSBIE and we will respond.

E. & O.E.

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