Category

Claims

OSBIE’s Virtual Risk Management Seminar – Register NOW!/ Séminaire virtuelle sur la gestion des risques

By | Claims, COVID-19, Events Webcasts, Facilities Management, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control | No Comments

***Version française en bas de la page*** WHAT TO EXPECT? Various webinars throughout the week of November 2 – 6, 2020 offering school board risk management focused sessions for respective school board employee groups. ALL sessions are offered at no charge for OSBIE Members. WHO SHOULD ATTEND? Principals, Vice Principals, Human Resources, Health & Safety, Facilities and Operations Management, Purchasing…

Read More

Collateral Risks and COVID-19 Protocols / Risques collatéraux et protocoles liés à la COVID-19

By | Building Security, Claims, COVID-19, Facilities Management, General Information, Loss Control, Risk Management | No Comments

***Version française en bas de la page*** Ontario schools and school boards have been working hard to put COVID-19 policies and procedures in place with guidance from various education and public health agencies. We’re impressed and proud of the quick work and dedication to reopen schools for the 2020/2021 school year. We wanted to take the opportunity to outline some…

Read More

OSBIE’s June Webinar Series – Register NOW! / Série de webinaires de l’OSBIE en juin

By | Claims, Events Webcasts, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control, Occupier’s Liability, Ophea Guidelines, Risk Management, School Activities, Student Safety, Supervision, Volunteers | No Comments

While COVID-19 has resulted in the cancellation of many activities and events, we are pleased to share that OSBIE presentations are not one of them! OSBIE is offering a series of webinars during the month of June at no charge for our members. Here’s a chance to sharpen and enhance your insurance and risk management knowledge from the comfort of…

Read More

Slip and fall claim example / Exemple de sinistre découlant de glissades et chutes

By | Claims, Occupier’s Liability | No Comments

***Version française au bas de la page*** Slip and fall (or loss of balance) claims have the highest percentage of liability claims frequency across OSBIE membership. The following is an example of a slip and fall claim and how liability was determined. Description of loss The claimant (the injured person) lost balance in the parking lot (right where the yellow…

Read More

A Good News Claims Story / Une histoire de sinistre qui se termine bien

By | Building Security, Claims, Facilities Management, Fire Safety, General Information, Insurance, Insurance Coverage | No Comments

When working in the insurance industry it is apparent that insurance is not generally a topic that is viewed by most in a very positive manner.  When you purchase an insurance policy, you are purchasing “a promise” that when a covered loss occurs that the claim will be paid promptly and fairly. OSBIE is a member owned non-profit insurance reciprocal…

Read More

Court Concluded School Board Not Negligent in Assault Case / La Cour a conclu que le conseil scolaire n’avait pas fait preuve de négligence dans une affaire d’agression

By | Claims, General, General Information, Liability, Supervision | No Comments

The following is a summary of the article “COURT CONCLUDED SCHOOL BOARD AND TEACHERS NOT LIABLE FOR INJURIES CAUSED DURING STUDENT FIGHT” written by Shariati Mahnaz, an articling student of Borden Ladner Gervais and has been referenced with permission. Click here to read the article in its entirety. This case is one example of what a court may take into…

Read More

Why do we need to preserve evidence? / Pourquoi doit-on préserver les éléments de preuve?

By | Building Security, Claims, Facilities Management, General, Insurance, Liability, Occupier’s Liability | No Comments

***Version française au bas de la page*** Despite our best efforts, injuries do occur at our schools which may result in a claim being brought against the school and board. As part of the investigation that OSBIE conducts, evidence is collected which assists the claims department in determining whether there is liability on the part of the board. Depending on…

Read More

Winter Loss of Balance Claims by the Numbers/ Les pertes d’equilibre et les chutes hivernales

By | Claims, Facilities Management, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control, Occupier’s Liability, Risk Management, Winter Activities | No Comments

***Version française en bas de la page*** Loss of balance contributed to by snow and ice is one of the most frequently occurring claims and one of the more preventable losses. During a five year period, January 1, 2011 to December 31, 2015 OSBIE opened 250 claims involving loss of balance on school property (exterior only) involving snow and or…

Read More

Meet OSBIE’s new legal counsel / Faites connaissance avec la nouvelle conseillère juridique de l’OSBIE

By | Claims, General, General Information | No Comments

***Version française en bas de la page*** Greetings from OSBIE’s newest legal counsel! I am honoured and thrilled to join the OSBIE family as legal counsel. Prior to joining OSBIE, I worked as defence and coverage counsel at a large law firm in downtown Toronto. My practice focused on personal injury, professional negligence, construction, and insurance coverage. I have defended…

Read More

OSBIE Incident Reporting – When in doubt fill one out! / Les rapports d’incident d’OSBIE : en cas de doute, remplissez-en un!

By | Claims, General, General Information, Incident Reporting, Insurance, Liability, Risk Management | No Comments

Did you know? In 2015, 104,654 incident reports were submitted to OSBIE. As with any system that processes a large volume of transactions, questions from our users often come up, and this Blog article is dedicated to answering the most frequently asked questions. Reporting Basics When to be completed when someone is injured on school or board property when someone…

Read More