Category

Insurance

Am I Liable? Liability Insurance Basics – The Video / Notions de base en assurance responsabilité – La vidéo

By | General Information, Insurance, Insurance Coverage, Liability, Student Safety | No Comments

***Version française au bas de la page*** While providing OSBIE risk management consultation services, presentations, and workshops across the province OSBIE is often asked – as an employee of the school board, am I liable? As an employee of the school board, you are protected if your actions or inactions lead to an injury or damage, while you are acting…

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Can snow hills create an attractive nuisance? / Les buttes de neige peuvent-elles créer une nuisance attirante?

By | Claims, Facilities Management, Insurance, Liability, Risk Management, Student Safety, Winter Activities | No Comments

***Version française au bas de la page*** During the winter season consistent removal of snow and ice reduces the hazard of slip and fall injuries. However, stockpiling large amounts of plowed snow on the school property may create other hazards and liability exposures. Man-made snow hills entice children to climb, slide and tunnel on the hill and can create what…

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OSBIE’s Virtual Risk Management Seminar – Register NOW!/ Séminaire virtuelle sur la gestion des risques

By | Claims, COVID-19, Events Webcasts, Facilities Management, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control | No Comments

***Version française en bas de la page*** WHAT TO EXPECT? Various webinars throughout the week of November 2 – 6, 2020 offering school board risk management focused sessions for respective school board employee groups. ALL sessions are offered at no charge for OSBIE Members. WHO SHOULD ATTEND? Principals, Vice Principals, Human Resources, Health & Safety, Facilities and Operations Management, Purchasing…

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OSBIE’s June Webinar Series – Register NOW! / Série de webinaires de l’OSBIE en juin

By | Claims, Events Webcasts, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control, Occupier’s Liability, Ophea Guidelines, Risk Management, School Activities, Student Safety, Supervision, Volunteers | No Comments

While COVID-19 has resulted in the cancellation of many activities and events, we are pleased to share that OSBIE presentations are not one of them! OSBIE is offering a series of webinars during the month of June at no charge for our members. Here’s a chance to sharpen and enhance your insurance and risk management knowledge from the comfort of…

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A Good News Claims Story / Une histoire de sinistre qui se termine bien

By | Building Security, Claims, Facilities Management, Fire Safety, General Information, Insurance, Insurance Coverage | No Comments

When working in the insurance industry it is apparent that insurance is not generally a topic that is viewed by most in a very positive manner.  When you purchase an insurance policy, you are purchasing “a promise” that when a covered loss occurs that the claim will be paid promptly and fairly. OSBIE is a member owned non-profit insurance reciprocal…

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OSBIE Webcast – Liability and Risk Management 101 / Responsabilité et gestion des risques 101

By | Events Webcasts, General Information, Incident Reporting, Insurance, Insurance Coverage, Liability, Occupier’s Liability, Risk Management, School Activities, Supervision, Volunteers | No Comments

OSBIE Webcast – Liability and Risk Management 101 Date:     Tuesday November 26th, 2019 Time:    2 PM EDT Speakers: Julie Welsh and Allison Palis, OSBIE Session Description: School boards face many risks in their day-to-day operations, ranging from student injuries from sports or school activities to transportation and the use of volunteers. This workshop provides a background on the social, legal…

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PPM 163 Service Animals / NPP 163 les animaux d’assistance

By | General, General Information, Insurance, Insurance Coverage | No Comments

The new Ministry of Education Policy/Program Memorandum No. 163 (PPM 163) requires all Ontario school boards to implement service animal policies by January 1, 2020. PPM 163 also outlines what the service animal policies must contain. PPM 163 does outline that the policy should include information about the factors the school board will consider when making a case-by-case determination.  One…

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Volunteers – we’ve got you covered! / Les bénévoles – vous êtes bien couverts

By | General, Insurance, Insurance Coverage, Risk Management, School Activities, Student Safety, Supervision, Volunteers | No Comments

Question: What do field trips, lunches, recesses and many more school activities have in common? Answer: Volunteers School board volunteers are covered under OSBIE’s liability policy for claims arising from their negligent acts while acting within the scope of their approved duties on behalf of the school board. For volunteers to be successful in their role, school board staff play…

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Why do we need to preserve evidence? / Pourquoi doit-on préserver les éléments de preuve?

By | Building Security, Claims, Facilities Management, General, Insurance, Liability, Occupier’s Liability | No Comments

***Version française au bas de la page*** Despite our best efforts, injuries do occur at our schools which may result in a claim being brought against the school and board. As part of the investigation that OSBIE conducts, evidence is collected which assists the claims department in determining whether there is liability on the part of the board. Depending on…

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Winter Loss of Balance Claims by the Numbers/ Les pertes d’equilibre et les chutes hivernales

By | Claims, Facilities Management, General, General Information, Insurance, Insurance Coverage, Liability, Loss Control, Occupier’s Liability, Risk Management, Winter Activities | No Comments

***Version française en bas de la page*** Loss of balance contributed to by snow and ice is one of the most frequently occurring claims and one of the more preventable losses. During a five year period, January 1, 2011 to December 31, 2015 OSBIE opened 250 claims involving loss of balance on school property (exterior only) involving snow and or…

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