Community User Group Program (Facility User Group)

Community user group insurance is available to those informal groups who do not have access to liability insurance from other sources. This coverage does not apply to those organizations, groups or businesses that already have or should have insurance in place for their operations and activities.

This policy is a Liability policy and not an accident, or medical policy.

The policy provides protection for legal liability for bodily injury or damages to property of third parties including spectators and participants. It provides coverage for both costs to defend the action and any compensatory awards that might be granted by the courts up to the limits and conditions of the policy.

This policy applies to activities that have been approved by the board to take place at a determined board facility. The permit issued by the board will also include – organizers name, activity, date and time.

Third Party Limit of Liability is $5,000,000 per occurrence.